Bay Area Premier Mortgage, Inc. DBA Palomo Realty Team

Carlos Palomo is the highly experienced Real Estate and Mortgage Broker you’ve been looking for. We will listen to your concerns and keep you informed of the nuances in you local market which will help you reach your real estate goals. Reach out today for help with your home buying, selling, or investing needs!

PROFESSIONAL BACKGROUND

Carlos Palomo has been a licensed Real Estate and Mortgage Broker for over 23 years. During this time, he has acquired a wealth of knowledge and experience which he diligently applies to the benefit of his clients in each real estate transaction. He has worked with every form of real estate transaction including traditional, residential and commercial sales, multi family apartment buildings, short sales, foreclosures, 1031 exchanges and even online auction sales. In addition, he has managed a team of over a dozen Real Estate Agents and Mortgage Loan Officers.

Furthermore, he has represented both buyers and sellers with their primary home residences as well as successfully worked with real
estate investors.

Prior to entering the real estate industry, Mr. Palomo worked 12 years in the high tech industry primarily at Hewlett Packard where he held various leadership roles in technical marketing and technical support planning as Project Manager and Marketing Program Manager.

Academically, he holds a Master of Business Administration (MBA) from San Jose State University and a postgraduate degree in Internet Marketing from the University of San Francisco (USF). His bachelor degree is in Psychology.

Moreover, Mr. Palomo has a broker license from the California Department of Real Estate (CA DRE) which is the highest license available in the real estate industry. In contrast, most real estate professionals only hold a real estate sales license and MUST be under the management of a licensed broker like Mr. Palomo to be able to represent clients in real estate transactions.

Finally, Mr. Palomo also holds the NMLS license which allows him to offer mortgage loans to his clients at wholesale prices, carefully pre approve buyers for a mortgage loan and review purchase offers including buyer mortgage pre approvals when representing sellers.

CORE SKILLS

• Outstanding knowledge and experience of real estate sales, mortgage loans and the industry in general. He applies this wealth of knowledge and experience to each real estate transaction which translates to more savings for his clients.

• Negotiation – this is a critical skill that Mr. Palomo has acquired with formal training and which he continues to develop. He puts to work his negotiation skill to the benefit of his clients in every transaction. Mr. Palomo's negotiation skills give him a competitive advantage to the benefit of his clients.

• Honesty and integrity – You can expect the type of transparency which will be objective and will serve to protect you in every real estate transaction.

• Commitment to meeting and exceeding his clients' expectations in every transaction, always putting the clients' interests above all. Mr. Palomo and his team are committed to providing customer service excellence to all of their clients.

CLIENT TESTIMONIALS

HE IS TRULY THE BEST OUT THERE!

"My husband and I just refinanced our home and we decided to allow Carlos Palomo to guide us through the process. This was not our first time working with Carlos. He sold our last home and he also sold homes for two of our family members. I cannot write a strong enough review for Carlos, he is that good! He walked us through every step of the process, making things clear to us. Everything was done in a timely manner and he worked around our work schedules. If you are looking for a reliable and knowledgeable realtor/loan officer, I HIGHLY recommend that you contact Carlos. He is truly the best out there!" — Jessica and Josh


A TRUE GEM IN THE REAL ESTATE WORLD!

"We are very fortunate to have met Carlos Palomo. He is a true gem in the real estate world! We had the pleasure of meeting Carlos and his wonderful family last year. Selling and buying can be such a stressful process that we were not sure if we would be able to find somebody that can do it all or that we trusted. Well, we took a chance with Carlos, which says a lot because we always go by referrals, and it was the best decision we made for our family! Not only is Carlos very down to earth, nice and easy to talk to but he really knows his stuff, goes over the details with you, answers ALL questions and really makes you feel like you have a say. He went above and beyond for our family. We knew we were in good hands. I will definitely be recommending Carlos to all my family and friends for their real estate/mortgage needs!" — Giselle and Todd


WE HIGHLY RECOMMEND CARLOS PALOMO FOR ANY OF YOUR REAL ESTATE NEEDS

"Dear Home Hunter, We have known Carlos Palomo for over a decade. He assisted us in selling our Livermore house in 2006. As the winter housing market started to shift, Carlos marketed our home very aggressively. Through the great marketing strategies, he was able to secure a buyer. The Dublin housing market was ever changing in 2009 and 2010 as many homes had multiple offers from investors. We inspected dozens of townhouses and houses over those 2 years. It was Carlos’ patience that helped Patty and I with the 14 offers he wrote and to finally secure a single family house for our family. This was a blessing to us! Over the years, Carlos never pushed us to settle for a home that didn’t meet our needs (nor a mortgage we couldn’t afford), while informing us of the real estate market realities of a Seller’s market like Dublin/San Ramon. Unlike many in the field, Carlos truly looks out for his clients. Due to financial reasons, in 2015 we needed to sell our house in Dublin. Buyers become scared in the winter market. Carlos assisted us with locating contractors for the repairs to get the house marketable as soon as possible. Carlos aggressive marketing included staging the house to get top dollar. After securing an offer $15,000 above our target price, Carlos extended his services by helping us move furniture to our new location. We highly recommend Carlos Palomo for any of your real estate needs. He has been a blessing to us and we thank the Lord that He put Carlos in our lives! We know Carlos will be a blessing to you." — Greg and Patty


I HIGHLY RECOMMEND CARLOS’ REAL ESTATE SERVICES.

"He represented my wife and me in the purchase of our first house. Afterwards, he helped three of my relatives purchase their homes." - Manuel and Jessica


BUYING YOUR FIRST HOME IS NO WALK IN THE PARK, UNLESS YOU HAVE CARLOS ON YOUR TEAM

"Buying your first home is no walk in the park, unless you have Carlos on your team. As our real estate agent, Carlos took personal pride in keeping us well-informed of every single detail to enable us to make the best decision for our purchase. How great is Carlos? Not only did he help us push through the finish line while I was busy proposing to my wife in Maui, his negotiations skills proved essential, bringing the purchase price down by about $20k. His high integrity, trustworthiness and reliability gave us peace of mind that we were in the right hands, making the right, well-informed decisions on such a big step in our lives." — Mario S. and Kira V.


I HIRED CARLOS WHEN SELLING MY HOUSE IN SAN RAMON, CA. HE WAS VERY DILIGENT.

"I hired Carlos when selling my house in San Ramon. He was very diligent in working with us in preparing the house for sale, the comp analysis, and later, when the offers came, in working with the buyer’s agent towards a fast and clean resolution. He managed the inspections process (he was there in all of them), and helped in the closing by providing the support. And when my fax broke in the middle of all this, he gave me one that he has for these instances. I am planning to buy a new house, and I am working with Carlos who is helping me decide which area I would like to settle in, by providing information on the areas I am looking at. I can also say that over time Carlos became not only my Realtor, but a person I would like to count on my close friends list." — Daniel C.


I HIGHLY RECOMMEND THE SERVICES THAT HE OFFERS

"I have worked with Carlos on several Real Estate transactions as an appraiser. His knowledge, expertise and ease to work with makes him the type of professional that is valuable to anyone he comes in contact with. I highly recommend the services that he offers to anyone looking for a mortgage loan or buying/selling real estate." — Alex H.


IF YOU WANT RESULTS, YOU NEED CARLOS ON YOUR SIDE.

"Carlos made it possible for me to purchase a home during this competitive market. Prior to working with Carlos, I worked with another agent for over a year making several offers and never closing on a deal. What was worse was the lack of communication as to why our offer was always turned down. Once I started working with Carlos that all changed. The very first offer we made was accepted, which surprised me. Then I realized Carlos goes far beyond making an offer, he follows up requesting updates and keeps the train rolling until the deal is closed. If you want an agent that will have your best interest at heart, keep you up to date on every process step and most importantly close on your home you must have Carlos Palomo on your side." — Josue R.


CARLOS DID AN OUTSTANDING JOB

"Carlos did an outstanding job representing my wife and I on our recent home purchase. As our mortgage broker Carlos ensured we met the right financial requirements and provisions in order to qualify for the best rate and loan programs. Although I shopped around looking at different rates from various institutions, Carlos offered by far, the best rates and loan programs to meet our needs. As our agent Carlos worked patiently with both my wife and I as we sought after our perfect home; performing neighborhood analysis and comparable research we found exactly what we wanted in the Los Gatos neighborhood we desired. Although a complex transaction dealing with a foreclosure and various lending institutions, Carlos skillfully negotiated the closure of our home purchase with savings well over 25% off the original asking price. Both my wife and I would highly recommend Carlos Palomo to anyone looking to buy or sell a home in the Bay Area, his professionalism, trustworthiness and skill as both a Real estate Agent and Broker made him the perfect fit for our needs." — Mark P.